I haven't experienced any big changes lately, but I have used the majority of what I had saved up over the past few months to buy a cheap second hand car. I have realized now that if there are any big repairs or issues with it, I will struggle to pay. I didn't realize how expensive it was to own and run a car, but we had very little choice but to buy one as we live in the suburbs and having a child with additional needs meant walking around with narrow pavements was a real safety concern. I only take it out when I know I absolutely have to, (to reduce the fuel cost) but it's definitely been a learning curve.