Sophia V

The changes I am experiencing right now mostly come down to finance.

My child going back to school can be a costly time of year.

School friends birthday parties and presents can not be avoided.

UC appointments every month build up anxiety i feel i am having to think about putting my youngest child into day care. This will be an extra cost not only in care but in transport.

Preparing my home for winter so i can preserve as much heat as possible, for example buying a hot water tank cover, thicker curtains and warmer clothing.