There needs to be an overhaul of Universal Credit. I’ve always thought that the taper rate at 55 percent of earnings is too high - perhaps change it to 50 percent? The sanctions on Universal Credit should be ended or at least reformed drastically. They should really be a last resort. I have also found the deductions for overpaying quite high. It’s not our fault that they were miscalculated! This needs to be capped at a more manageable amount. When I first claimed UC I found the 5 week wait was too long. It was an extremely tough time for us. I’ve previously had problems with communicating on my journal - human interaction would have been better. UC should also be simpler to navigate - the system is not user friendly for those with learning difficulties or those without digital skills.