We budget for these school costs in the month the events are happening (we've always lived month to month anyway as we've been paying rent for over 23 years and have worked in public services for most of the last 22 years - Education or local gov sectors), so e.g. this month we paid for a new school tie for Sept as he's going into year 4, school dinners & breakfast club, ice lolly at school picnic (this was only 50p, as the school is one-form entry and caters for a lot of pupils with ALN) and a school trip & coach to a Zoo Park, which was £14. We also pay for After School Club each month and claim some back via universal credit. Using July or August pay I will get school uniform...this & After School Club are the most expensive additional school costs, but employers want people to work from 8:30am til 5pm or 6pm and primary school hours are 9am-3:30pm so we have to pay for wrap around care until employers are more flexible or schools offer after school activities / supervised homework sessions until 5pm or 6pm for free which requires a massive investment / re-think by our Government.