I’m in private housing and am lucky that it’s reasonably priced compared to other properties in the town I live in, but is still £675 a month for a 2 bed for me and my son. I’m also lucky to have a really nice landlady who doesn’t put rent up too much and covers all repairs etc.
I do always have anxiety that if she decided to sell, I wouldn’t be able to afford anywhere else. There are very few 2 bed council properties around here.
I would like the sense of security that comes with social housing but love where we are at the minute and my son is very attached to it (and has anxiety so I wouldn’t want to move him.)
My universal credit basically covers my rent and council tax but nothing else.