Money has always been hard. My husband has a gambling issue which started a few years ago and I didn’t know he didn’t pay the bills and blew 2 wages! It nearly destroyed us. And to this day still repaying back. It’s a struggle. Everything costs so much as it is and when I’m trying to pay something back they want a large amount that I just can’t do. I completely understand why people choose to ignore debts at times, as it feels you have no choice.
He still goes off the rails at times but luckily not as bad as it used to be. They say there is all this help out there but, for me, I’m not a confident person on the phone and I can’t understand what’s said to me. But pretty much everything you have to do over the phone. There needs to be other ways of doing these things for people that have anxiety issues.